A few words

SME Loan

SME loan are particularly design to help in small fund and medium-size enterprises. SME businesses are considerately new in business which means they are lack of strong customer base and very dependent on cash operation. To ensure their daily flow of the business run smoothly everyday, they usually finance from SME loan in order to provide them a temporary cash when they need it.

Features

The business must be registered with SSM for over a half year. We need you to provide a company bank statement for at least 3-6 months to ensure the stability of the company’s revenue. Next, you may also need to provide us a photocopy of Form SSM/MBPJ/DBKL and a photocopy of director’s NRIC. You may need to provide us a copy of company latest utility bills to proof where u stay.

Why choose us?

Our loan approval time is fast. After submitting all documents, the loan approval time is just in 24 hours time. Besides, we do offer flexible repayment periods. Once the loan is approved, the borrower can get cash immediately. At the same time, we provide a quick payment release upon approval. We promise to our clients that they don’t have to pay any upfront processing charges.

Who are we?

In Malaysia, we are one of the top licensed money lenders.We have branches throughout our country mainly in Penang, Melaka, Seremban, Perak, Kuala Lumpur and Selangor. We usually specialize in Johor Bahru, Kulai, Senai, Simpang Renggam, Pasir Gudang, Yong Peng, Kluang, Pontian, Kota Tinggi, Masai, Skudai and Gelang Patah.

Conclusion

If you need some cash financing or need quick cash to overcome any financial problem, don’t mind to call us. We are always here to provide you instant solution for growth of your business.Lastly, we also offer other financial loans such as working capital loan, SME loan, cheque cashing, business loan and personal loan.

For sure,credit profile of borrowers may affect the approval rate of the loan.So, what will be the possible factors?It would be ideal credit profile if you are someone who receive cash salary.Someone who received salary that are auto-credited into their bank account will have a better credit profile.Next, someone who work more than 3 years and have a quite stable position will have a good credit profile compare to someone who work for 3 months only. If the borrower stay at rented place but not at his own house, it will be a higher approval rate on the borrower which have his own house.